[8/5/21 Zoom Meeting] Sexual Harassment Manager and Employee Training

Sexual Harassment Manager and Employee Training

Speaker: Ted Bacon, Chair of the Employment Law Department of AlvaradoSmith, APC

This presentation is compliant with California AB 1825 – Sexual harassment: training and education, but more importantly, focuses on how to create a culture that eliminates sexual harassment.

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

Estate Plans for College Students and Other Young Adults

As the end of summer swiftly approaches, the parents of young adults experience a mixed bag of emotions.

It can be exciting to see your children branching out and becoming successful adults in their own right — a time full of hard work and self-discovery that hopefully lays the groundwork for a fulfilling career in the coming years.

But it can also be a time of anxiety for some parents. We all want to know that we are doing absolutely everything we can to make sure our kids stay safe, healthy, and secure so they can pursue their dreams to the fullest.

Preparing for legal adulthood

Whether your child is just turning the corner on their senior year of high school or they’re already in the midst of their undergraduate studies, their 18th birthday undoubtedly marks the transition to adulthood when it comes to their legal affairs. This can impact you as their parent in a few distinct ways:

Medical decisions: When your children become legal adults, you no longer have the authority to know their medical details or make healthcare decisions on their behalf. Without proper legal documents in place, you may need to petition a court to be named as guardian or conservator — a time consuming, expensive, and distracting process.

Probate: Many young people own cars, have a checking or savings account, and have life insurance — assets that could end up in a probate court if inadequate planning, like only using the beneficiary form at the insurance company, is done. A basic trust may be all that’s necessary now for your children’s estate. Some people are concerned about planning “too early.” But, since revocable trusts can be updated as your child’s circumstances change, there’s never really a time that’s too early. By working with your children now, you’ll instill a great habit of being proactive when it comes to legal affairs while providing protection for your family along the way.

A simple way forward

Turning 18 isn’t just an opportunity to be able to vote or serve in the military. It’s also the first time individuals need to come in and have a conversation about estate planning.

As a parent, it’s an opportunity to help your child enter the world of adulthood and maturity. It also presents a unique opportunity for families to work together toward a common goal and can serve as a bond-strengthening experience for parents and children alike.

Here are some of the preliminary documents we can use to lay the foundation of your children’s estate plans:

Asset inventory: Asset inventories are a great way to get the ball rolling for those brand new to estate planning. Include assets like insurance policies, valuable or meaningful personal property or heirlooms, savings accounts, real estate, investments, and retirement plans.

Basic will: Wills contain instructions for the management and distribution of assets after death. However, since wills must go through probate, they are usually not a great planning tool for most people.

Living will: This document records the individual’s wishes in the event of terminal incapacity.

Revocable trust: A revocable living trust is a great way to keep an individual’s assets out of reach from potential court interference. And since they are revocable, these trusts can be altered as often as necessary throughout the course of one’s life.

Financial power of attorney: A financial power of attorney is the document used to appoint a person to handle the individual’s financial affairs.

Healthcare power of attorney: This type of power of attorney covers medical decision-making that could impact an individual’s health and lifestyle if they become unable to make those decisions themselves due to mental or physical impairment. In concert with a revocable trust, a financial power of attorney and healthcare power of attorney can provide a powerful plan for incapacity that sometimes strikes younger people (like the well-known case of Terri Schiavo, who became legally incapacitated in her late 20s).

Now is the right time to act

Estate planning for young adults doesn’t need to be prohibitively expensive or time-consuming. I would welcome the opportunity to work with you to build a comprehensive plan so you and your children can get back to the business of being in such an exciting part of life. We can work together to keep your children and family fully protected, no matter what life brings their way.

If you are preparing to send your son or daughter off to college to pursue higher education, you may be wondering how their first semester of school will go. During this exciting new chapter in your family’s life, the last thing you may be thinking about is estate planning for your college-aged child. While your child may not have any assets (yet), once he or she turns 18, your child is considered an adult in the eyes of the law. Before your kids go away, have a frank conversation with them about how much information — including grades, finances, health records — you will be able to access.

[7/15/21 Zoom Meeting] Forgery from A to Z – Documents, Deception & Detection

Forgery from A to Z – Documents, Deception & Detection

Speaker: Ann Mahony, CDE, ForgerySleuth.com

This course will provide a comprehensive overview, coupled with specific examples to help you grasp the breadth and depth of forgery today, including:

  • Landlord/tenant issues, Employment Law, Elder Fraud, Real Estate matters, Contracts,
  • Medical & Insurance Records, Wills & Deeds, Hate Mail & Graffiti
  • Manufactured & Altered Documents, Diaries & Calendars
  • Escalating problem of electronic signatures & computer fraud

You can’t stay ahead of crime, but you may be able to avoid some of its traps.

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

Mid-July Deadline for Better Pricing on Long Term Care Insurance

I ask all of my clients to conduct a full insurance audit. Do they have adequate casualty insurance? Did they tell their agent or broker about their new kitchen or pit bull or baby? Are they relying on employment benefits as their primary source of disability and life insurance?

And all of my clients, regardless of age, are given information about long term care insurance (LTCI).

When I met Lee Abel, she told me the story of her first encounter with someone needing long term care. She was a young girl riding her bike in the neighborhood and saw an elderly man in a dark suit and slippers shuffling down the middle of the street. As she got closer he pleaded with her, “Do you know who I am, do you know where I live?”. She did not, but that encounter never left her. I tell this story because Lee understands the challenges of aging and is a strong proponent of preparing well in advance for future long-term care needs.

Lee is an educator and an independent long term care insurance advisor and works with a variety of companies and products to find the right match for each individual.

Lee recently alerted me that a trusted LTCI carrier is having a substantial rate increase in 3 weeks on new applicants. Now is an excellent time to look at this unique hybrid plan, protect your family, and save money. With lifetime long term care benefits for one or two people, a death benefit, and premiums that cannot be raised in the future, this is truly a smarter way to self-insure. Unlike regular long term care insurance, there will always be a benefit provided, either a tax-free long term care benefit, a tax-free death benefit, or both. Now is the time, hop off the fence, get the facts, and understand for yourself if this policy can benefit you and your family.

Whether considering for yourself or your parents, long term care insurance can be an excellent component of risk mitigation, tax planning, and peace of mind.

Talk with Lee. Check out her website and discover if you are connected with her on LinkedIn.

[6/17/21 Zoom Meeting] Insurance Coverage for COVID-19 Business Interruption Claims

Insurance Coverage for COVID-19 Business Interruption Claims

Speaker: Peter Roldan, partner, Emergent LLP

This presentation will cover:

  • Whether there is insurance coverage for loss of business income caused by the COVID-19 pandemic
  • Summaries of key coverage provisions and exclusions and how have courts interpreted these terms
  • Upcoming appellate cases that will affect how insurers and policyholders litigate these claims

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

[6/3/21 Zoom Meeting] If you have a brain, you have bias!

If you have a brain, you have bias!

Speaker: Matthew Cahill, President of Percipio Company

This session calls us to rethink bias. Where it originates (our brains), how it travels (through our behaviors), and how it impacts our personal and professional lives. The unconscious bias framework provides a common language for engaging in deeper workplace conversations and creating more inclusive organizations.

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

[5/6/21 Zoom Meeting] Presumption, Resumption, and Workers’ Compensation Laws in the Era of COVID-19

Presumption, Resumption, and Workers’ Compensation Laws in the Era of COVID-19

Speaker: Lael Abaya, Law Office of Lael Abaya

This presentation will focus on:

  • Workers’ compensation laws dealing with “non-occupational diseases” prior to Covid 19
  • Statutory presumptions related to Covid 19 as the result of the passage of SB1159
  • Workers’ compensation issues/considerations as the economy continues to reopen

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

[4/15/21 Zoom Meeting] Handling Dental Malpractice Cases

Handling Dental Malpractice Cases

Speaker: Mark J. Zanobini, Law Office of Mark J. Zanobini, PC

This presentation will cover the following:

  • Discover all of the different ways that dental treatment can go wrong.
  • How to evaluate a Dental Malpractice case.
  • Pitfalls in handling dental negligence cases.
  • Recognizing a good dental negligence case.

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

[3/18/21 Zoom Meeting] Stress in the Pandemic from an Old Trial Lawyer’s Perspective

Stress in the Pandemic from an Old Trial Lawyer’s Perspective
Speaker: Gary Gwilliam, California Consumer Trial Attorney

This presentation will cover:

  1. The shifting future of the legal profession since the pandemic
  2. Thoughts on stress management, breathing and self-care for lawyers
  3. How to avoid the pitfalls of substance abuse in these difficult times
  4. The potential for virtual trials

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.

[3/4/2021 Zoom Meeting] Confidentiality: Staying Out of Trouble

Confidentiality: Staying Out of Trouble
Speaker: Jonathan I Arons, California Legal Ethics Attorney
  1. confidentiality requirements in responding to negative postings on social media platforms
  2. issues in remote practice including depositions and trials

Please note this video is not offered for MCLE credit. We are only authorized to give credit to those who attend at the time of the presentation.